There are two types of basic managed healthcare that are called indemnity plans. These indemnity plans are Health Maintenance Organization (HMO) and Preferred Provider Organization (PPO). These plans are called fee-for-service plans and are designed to provide health care services to those who need their services. Each plan offers the same basic services, but is different on certain aspects of their coverage. Offering a much higher level of insurance coverage than other traditional indemnity plans HMOs contracts with providers who render service. If an insured HMO is being referred or needs special medical treatments, a specialist will be provided through HMO. The insured HMO member is covered for the necessary treatments and visits to the provider. Providers are called groups under HMO and PPO indemnity plans. ... Read more...